Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content A Fruitful Retirement: Social Security Benefit Taking your Social Security benefits at the right time may help maximize your benefit. Saving Early & Letting Time Work For You The earlier you start pursuing financial goals, the better your outcome may be. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.